Loans

Our loan officers are here to serve and to help you when you have a need for money.

We have loan products designed for Agriculture, Commercial Business, Real Estate, and Personal needs. F&M Bank has a variety of loan products with the flexibility to meet all your needs.

Agriculture Loans

At F&M Bank, we understand the demands of farming and ranching, and we are here to help you meet those demands. We have loan officers with extensive experience in Livestock, Machinery, Equipment, Real Estate, and Operating lending who can help you make the financial aspect of your operation run smoothly.

Commercial Loans

F&M Bank's loan officers can help you with virtually any business need. We are committed to your prosperity as a business owner. We offer a variety of commercial loans to help you succeed.

Residential Mortgage Loans

F&M Bank provides flexible terms for residential home loans including Construction, Construction/ Permanent, Purchase, Refinance, Home Improvement, and Home Equity. Short-Term, Long-Term, Owner Occupied and Non-Owner Occupied, we have the loan for you. Call us today for current rates.

Real Estate Loans

F&M Bank specializes in a variety of Real Estate Loans. In addition to Residential Mortgages, F&M Bank provides Real Estate Loans for the purchase or refinance of commercial, recreational, and agriculture real estate. Short-term, long-term, construction, interim and permanent loans are available.

Consumer Loans

F&M Bank offers a variety of consumer loans. Whether you want to purchase a boat, car, recreational vehicle, motorcycle, or ATV, our loan officers can help you with a loan that fits your budget. Our competitive rates can help put you in the driver's seat today.